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Will Mortgage Interest Rates Go Down In 2025 Celia Darelle . 1-Year Fixed2-Year Fixed3-Year Fixed4-Year Fixed5-Year Fixed5-Year Variable; Lowest Rates % Average Rates (10 Lenders) 6.22 %5.52 %4.69 %4.53 % As of March 13, 2025, the best mortgage rates in Canada are: 5-year fixed at 3.84%, 3-year fixed at 3.87%, and 5-year variable at 3.90%